At Founders, our members’ trust and satisfaction are our top priorities. That’s why we offer our members competitive rates on savings and loans with friendly and personalized service. Our highly trained staff is ready to provide financial services to meet your needs.
Savings.¹ A savings account is the primary account and first step to becoming a Founders member. All it takes to open a savings account is a $5 minimum deposit.
Checking.¹ There is no minimum balance required for a Founders checking account, so you can keep as little or as much in your checking account as you like – making managing cash a breeze.
Auto, Recreational Vehicle and Personal loans.² We offer our members a variety of loans at competitive rates. We offer auto loans for new and used cars and recreational vehicle loans for boats, motorcycles, campers, recreational vehicles and more. We also offer personal loans for when you need extra cash for things like debt consolidation, medical bills or home renovations.
Mortgage Loans.³ We offer mortgage loans at competitive rates. Plus, we never charge private mortgage insurance, and your mortgage will stay at Founders for the life of your loan.
Credit Cards.∗ Our collection of Credit Cards gives you the options you are looking for when searching for a new card. We have a card to fit your lifestyle and card usage. Looking for great balance transfer rates? We have them!
Insurance.† Whether you are looking for new insurance or want to compare your premiums with other options in the insurance market, we can help. Founders Insurance Services can assist with auto insurance, homeowners insurance, life insurance, health insurance, vision insurance, pet insurance and more.
Experience the Founders difference! Visit foundersfcu.com to learn more about our products and services. Relax … with Founders.
Founders has a proud legacy of giving and service. Supporting our communities is a standard within Founders and a belief guiding many of our decisions. In addition to promoting educational programming and volunteerism, Founders contributes approximately $4 million annually in sponsorships, community improvements and donations to help our communities thrive.
Founders Federal Credit Union, one of the largest and most innovative credit unions in the nation, was founded in 1950 in Fort Mill, South Carolina, to provide financial services to the employees of Springs Industries, Inc. Founders now serves more than 273,000 members in 44 offices across the Carolinas. The credit union has over $4.7 billion in assets.
Federally insured by NCUA. Membership qualification required. Equal Housing Lender. Institution NMLS identifier number: #410646
1 Requires credit evaluation. Teens under the age of 18 are required to have an adult sign as
joint owner.
2 You must be 18 years or older to qualify for a loan. Qualifications for Founders loans are
based on the credit union’s criteria, including applicant’s income and credit history.
3 You must be 18 years or older to qualify for a loan. Rates and terms may vary depending
on the type of mortgage loan, loan to value and evaluation of your credit.
* You must be 18 years or older to qualify. Qualifications for Founders Credit Cards are
based on the Credit Union’s criteria, including applicant’s income and credit history. APRs
will vary with the market based on the Prime rate. Rates, terms and conditions are
determined by an evaluation of credit history and underwriting factors and are subject to
change.
† Founders Insurance Services offered through Founders Financial Group, LLC, doing business as Founders Insurance Services. Insurance products not underwritten by Founders Financial Group, LLC, or any affiliated company.
Not NCUA insured – No credit union guarantee – May lose value – Not deposits – Not insured by any federal government agency.
Last modified: February 17, 2025
