The Cobas Group – Edge Home Finance is transforming the way people approach real estate investing. Owner Jerard (Jerry) Cobas brings a unique blend of financial expertise, real-world investing experience, and a deeply rooted commitment to his community.
With a background in finance and real estate dating back to the early 2000’s, Jerry’s journey into mortgage lending was anything but conventional. He started with a personal interest in real estate investment. Then, during the pandemic, he pivoted his career to help others build long-term wealth through property ownership and investment.
“I’m an investor myself, so I’m in the weeds with you,” Jerry explains. “I understand the challenges because I’ve faced them, too.”
The Cobas Group specializes in a wide range of residential loan services, with a particular focus on helping new and seasoned investors navigate the often-confusing landscape of real estate financing. Whether you’re buying your first rental property or expanding your portfolio, Jerry and his team are equipped with the knowledge, flexibility, and resources to support your goals.
Reasons to Reach Out to Cobas Group – Edge Home Finance:
- DSCR (Debt Service Coverage Ratio) loans – Ideal for investors seeking to qualify based on rental income, not personal income.
- Fix and Flip loans – Short-term financing for property renovations and resale.
- Spec Build loans – Financing for new construction with an investment angle.
- FHA, VA, and Conventional Loans – Full-service options for homebuyers of all types.
- Down Payment Assistance & Renovation Loans – Tailored programs to meet clients where they are.
- Creative Financing Options – Including low or no credit score solutions.
What truly sets Jerry apart isn’t just his financial know-how or the wide scope of lending products. It’s his availability, flexibility, and personalized service. As a father of three, he knows the struggle of juggling busy schedules and life’s demands. That’s why he offers evening and weekend appointments, making himself accessible when clients need him most.
“I’ll take calls at 7:30 in the morning or 9 at night. I know how hard it can be to find quiet time to focus,” he shares. “If someone’s putting together a deal on a Sunday evening, I’ll jump on a call and send paperwork then. I just want to make it easy for people.”
Even though Jerry is licensed in multiple states, his heart is in Union County, NC, where he lives and works. His local expertise adds a layer of trust and familiarity that clients appreciate. He’s not just their lender; he’s their neighbor and friend.
“I chose to live here for a reason, just like my clients. I want to contribute to our community’s success, and help it, and our people thrive,” says Jerry.
This combination of local insight, investor-minded services, and top-tier availability makes The Cobas Group a standout choice for anyone looking to navigate the complexities of home financing with confidence. From first-time homebuyers to savvy real estate investors, Jerard Cobas is proving that personal attention, deep expertise, and authentic care can redefine the lending experience.
Connect with The Cobas Group – Edge Home Finance
- Website: ncbestloanofficer.com
- Direct Phone: 704-669-8036
- Email: cobas@edgehomefinance.com
Last modified: April 10, 2025
